Debt management is a simple process to reduce and clear all outstanding debts without obtaining further credit. We deal directly with your creditors and negotiate on your behalf, freezing interest and charges whenever possible.

• It is an Informal and flexible arrangement to suit you
• Payments are tailor made to suit your individual needs
• You do not have to release equity from property
• You will repay all of your debts
• The agreement is preferred by creditors
• Your details will not be put on an Insolvency Register

We can deal with all your unsecured debts such as: loans, credit cards, store cards and bank overdrafts. If you are struggling to pay secured debts such as your mortgage or HP agreements we will ensure these outgoings are prioritised in your income and expenditure calculation, so you do not fall behind on payments. We will always suggest ways to deal with your secured and priority debts.